Terms & Conditions
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1. Introduction
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These terms and conditions (Terms) apply when you use this website, [www.drpatches.net] (d.r.Patches).
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You agree to be bound by these Terms which form a binding contractual agreement between you and us, Zara Hines Health Pty Ltd ABN 16182579815 trading as d.r.Patches (d.r.Patches, our, we or us).
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If you don’t agree to these Terms, you must refrain from using the Website.
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We may change these Terms at any time by updating this page of the Website, and your continued use of the Website following such an update will represent an agreement by you to be bound by the Terms as amended.
2. Access and Use of the Website
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You must only use the Website in accordance with these Terms and any applicable laws, and must ensure that your employees, sub-contractors and any other agents who use or access the Website comply with the Terms and any applicable laws.
3. Your Obligations
You must not:
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Copy, mirror, reproduce, translate, adapt, vary, modify, sell, decipher or decompile any part or aspect of the Website without the express consent of d.r.Patches;
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Use the Website for any purpose other than the purposes of browsing, selecting or purchasing goods;
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Use, or attempt to use, the Website in a manner that is illegal or fraudulent or facilitates illegal or fraudulent activity;
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Use, or attempt to use, the Website in a manner that may interfere with, disrupt or create undue burden on the Website or the servers or networks that host the Website;
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Use the Website with the assistance of any automated scripting tool or software;
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Act in a way that may diminish or adversely impact the reputation of d.r.Patches, including by linking to the Website on any other website; and
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Attempt to breach the security of the Website, or otherwise interfere with the normal functions of the Website, including by:
4. Information on the Website
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While we make every effort to ensure that the information on the Website is as up-to-date and accurate as possible, you acknowledge and agree that we do not (to the maximum extent permitted by law) guarantee that:
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the Website will be free from errors or defects;
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the Website will be accessible at all times;
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messages sent through the Website will be delivered promptly, or delivered at all;
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information you receive or supply through the Website will be secure or confidential; or
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any information provided through the Website is accurate or true.
We reserve the right to change any information or functionality on the Website by updating the Website at any time without notice, including product descriptions, prices and other Website Content.
5. Intellectual Property
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d.r.Patches retains ownership of the Website and all materials on the Website (including text, graphics, logos, design, icons, images, sound and video recordings, pricing, downloads and software) (Website Content) and reserves all rights in any intellectual property rights owned or licensed by it not expressly granted to you.
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You may make a temporary electronic copy of all or part of the Website for the sole purpose of viewing it. You must not otherwise reproduce, transmit, adapt, distribute, sell, modify or publish the Website or any Website Content without prior written consent from d.r.Patches or as permitted by law.
6. Links to Other Website
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The Website may contain links to other websites that are not our responsibility. We have no control over the content of the linked websites and we are not responsible for it.
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Inclusion of any linked website on the Website does not imply our approval or endorsement of the linked website.
7. Security
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d.r.Patches does not accept responsibility for loss or damage to computer systems, mobile phones or other electronic devices arising in connection with use of the Website. You should take your own precautions to ensure that the process that you employ for accessing the Website does not expose you to risk of viruses, malicious computer code or other forms of interference.
8. Reporting Misuse
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If you become aware of misuse of the Website by any person, any errors in the material on the Website or any difficulty in accessing or using the Website, please contact us immediately using the contact details or form provided on our Website.
9. Privacy
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You agree to be bound by our Privacy Policy, which can be found here.
10. Liability
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We make no warranties or representations about this Website or any of its content and will not be responsible to you or any third party for any direct or consequential loss suffered in connection with the use of this Website. To the maximum extent permitted by law, we exclude any liability that may arise due to your use of our Website and/or the information or materials contained on it. You agree to indemnify us for any loss or liability arising out of your use of this Website.
11. General
GOVERNING LAW AND JURISDICTION
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This agreement is governed by the law applying in Victoria, Australia. Each party irrevocably submits to the exclusive jurisdiction of the courts of Victoria, Australia and courts of appeal from them in respect of any proceedings arising out of or in connection with this agreement. Each party irrevocably waives any objection to the venue of any legal process on the basis that the process has been brought in an inconvenient forum.
WAIVER
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No party to this agreement may rely on the words or conduct of any other party as a waiver of any right unless the waiver is in writing and signed by the party granting the waiver.
SEVERANCE
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Any term of this agreement which is wholly or partially void or unenforceable is severed to the extent that it is void or unenforceable. The validity and enforceability of the remainder of this agreement is not limited or otherwise affected.
JOINT AND SEVERAL LIABILITY
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An obligation or a liability assumed by, or a right conferred on, two or more persons binds or benefits them jointly and severally.
ASSIGNMENT
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A party cannot assign, novate or otherwise transfer any of its rights or obligations under this agreement without the prior written consent of the other party.
ENTIRE AGREEMENT
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This agreement embodies the entire agreement between the parties and supersedes any prior negotiation, conduct, arrangement, understanding or agreement, express or implied, in relation to the subject matter of this agreement.
INTERPRETATION
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(singular and plural) words in the singular includes the plural (and vice versa);
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(gender) words indicating a gender includes the corresponding words of any other gender;
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(defined terms) if a word or phrase is given a defined meaning, any other part of speech or grammatical form of that word or phrase has a corresponding meaning;
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(person) a reference to "person" or "you" includes an individual, the estate of an individual, a corporation, an authority, an association, consortium or joint venture (whether incorporated or unincorporated), a partnership, a trust and any other entity;
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(party) a reference to a party includes that party's executors, administrators, successors and permitted assigns, including persons taking by way of novation and, in the case of a trustee, includes any substituted or additional trustee;
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(this agreement) a reference to a party, clause, paragraph, schedule, exhibit, attachment or annexure is a reference to a party, clause, paragraph, schedule, exhibit, attachment or annexure to or of this agreement, and a reference to this agreement includes all schedules, exhibits, attachments and annexures to it;
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(document) a reference to a document (including this agreement) is to that document as varied, novated, ratified or replaced from time to time;
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(headings) headings and words in bold type are for convenience only and do not affect interpretation;
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(includes) the word "includes" and similar words in any form is not a word of limitation;
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(adverse interpretation) no provision of this agreement will be interpreted adversely to a party because that party was responsible for the preparation of this agreement or that provision; and
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(currency) a reference to $, or “dollar”, is to Australian currency, unless otherwise agreed in writing.
Terms and Conditions for Buying Products and Just Browsing
Welcome to d.r.Patches.
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In these terms, we also refer to d.r.Patches as “our”, “we”, or “us”.
And you are "you"
What are these terms about?
These terms apply when you use this website, being www.drpatches.net and any other websites we operate with the same domain name and a different extension (“website”).
These terms also apply when you purchase products through this Website (“Products”).
Where applicable, these terms also apply when you use our free samples (also a “Product”).
If you’re looking for our Privacy Policy, which we will comply with and you also agree to be bound by, you can find it here [www.drpatches.net]
How do I read these terms?
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We separated these terms into three parts, so they are easy to read and understand.
Those parts are:
· Part A: Terms for when you buy Products (applies when you buy)
· Part B: Terms for when you browse and interact with this Website (applies when you browse)
· Part C: Liability and warranties, and interpretation provisions (applies to both buying and browsing)
Please let us know if you have any questions about these terms, and don’t continue using this Website or purchase any Products unless you have read and agree to these terms.
I’ve returned to your Website, do I need to read these terms again?
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Once you place an Order, the terms accepted at the point of sale will apply to your purchase of those Products. However, please note that we may change any part of these terms at any time by updating this page of the Website, so you may find that different terms apply next time you use this Website or purchase Products. You can check the date at the top of this page to see when we last updated these terms.
Medical Emergencies
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If you require immediate medical attention, contact your treating general practitioner or call emergency. Do not use this website if you have, or think you may have, an emergency or are in critical condition.
Disclaimer
DISCLAIMER
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By purchasing our Products and using our Website, you acknowledge and agree to the following.
(a) (Not TGA Products) The Products are not registered with, or evaluated by, the Therapeutic Goods Administration (TGA). The Products are not intended to diagnose, treat, cure, prevent or help with any illness, disease or medical condition.
(b) (Suitability) You are responsible for determining whether the Products are suitable for your requirements. You should consult a medical professional prior to using the Products if you are pregnant, breastfeeding or if you are unsure if the Products are appropriate or safe for any allergies, skin conditions or current health circumstances. By purchasing and using Products (including any free samples that we provide to you), you acknowledge and agree that you have satisfied yourself completely on the suitability of the Products for yourself and that you have conducted your own research and enquiries before using the Products. If you are unsure about whether the Products are suitable for you, please seek medical advice from a trained medical professional prior to using the Products.
(c) (Use) The Products are for topical use only. They are not to be consumed or used in any other way. You should only use the Products as directed. You should not use the Products on damaged or irritated skin. Keep the Products out of reach of children. You are responsible for applying the Products safely, responsibly and in accordance with your requirements.
(d) (Results not guaranteed) We cannot guarantee any results from your use of the Products or Website. The results shared or displayed on the Website (if any) are all genuine results with real people but cannot be guaranteed. Everyone is an individual and results may vary.
(e) (Not medical advice) d.r.Patches provides you with Products only. None of our staff are medically trained. We accept no responsibility from any adverse effects from using any of our Products or the information provided to you on the Website or on any of the Products. If you think you may have a medical issue, please seek medical advice from a trained medical professional. Any recommendations or advice provided on the Website or our Products are d.rPatches remedies of what actions you may take and are in no way to be taken as medical advice and are not an exhaustive list of all possible solutions or remedies. The sale of our Products, the provision of free samples and any information on our Website or in our Products (including any packaging information) are not substitutes for medical advice or treatment and should not be relied on as such. If you are unsure about your use of the Products or any information on our Website, we encourage you to seek professional medical advice.
Part A For When You Buy Products.
1. Submitting an Order
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By submitting an order for purchase of a Product using the Website's functionality (Order) you represent and warrant that:
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Submitting an Order constitutes your intention and offer to enter into Part A of these terms (including Part C which you agreed to by using this Website) where we will provide you with the Products you have ordered in exchange for your payment of the total amount listed upon checkout.
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Part A of these terms is not agreed between you and us until we have approved your payment and you receive an email from us confirming that your order is being processed.
2. Accounts
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To submit an Order and/or to purchase a Product, you may sign-up, register and receive an account through the Website (an Account).
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As part of the Account registration process and as part of your continued use of the Website, you may be required to provide personal information and details, such as your email address, first and last name, preferred username, a secure password, billing, postal and physical addresses, mobile phone number, bank account information, and other information as determined by us from time to time.
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You warrant that any information you give to us in the course of completing the Account registration process will always be accurate, honest, correct and up-to-date.
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Once you complete the Account registration process, we may, in our absolute discretion, choose to accept you as a registered user within the Website and provide you with an Account.
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We may, in our absolute discretion, suspend or cancel your Account for any reason, including for any failure to comply with these terms.
3. Products
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We will endeavour to ensure that the Products provided will be substantially the same as the Products displayed on our Website, or as otherwise agreed with you in writing prior to you placing your Order. Please note that due to screen display, colour and brightness, and image quality, Products may not exactly match the image on our Website.
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(Free Samples) We may provide you with free samples of the Products from time to time, even if we may not have previously done so. These terms and conditions will also apply to your use of any samples we provide to you.
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Until the price of your Products is paid in full, title in those Products is retained by d.r.Patches. Risk in the Products will pass to you on delivery in accordance with clause 6. Delivery must not be refused by you.
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(Gift Cards) We may issue gift cards for use on our Website. Gift cards are valid online at our Website and are redeemable through our checkout in accordance with the process set out on the gift card or otherwise communicated to you. Gift cards are not legal tender, account cards, credit or debit cards or securities. They are not reloadable and cannot be exchanged or redeemed for cash, a discount, or anything else.
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(Promo Codes) We may offer promotional codes for use on our Website for discounted prices on the Products. Promo codes are only valid and redeemable through our checkout in accordance with the process set out on the Website, social media accounts or otherwise communicated by us to you in writing. We may change the terms of our promo codes from time to time, and we will use our best endeavours to communicate these changes to you.
4. Payments
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All prices are:
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(Payment obligations) Unless otherwise agreed in writing, you must pay for all Products at the time of placing an Order.
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(GST) Unless otherwise indicated, amounts stated on the Website do include GST. In relation to any GST payable for a taxable supply by d.r.Patches, you must pay the GST subject to d.r.Patches providing a tax invoice.
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(Card surcharges) d.r.Patches reserves the right to charge credit card surcharges in the event that payments are made using a credit, debit or charge card (including Visa, MasterCard or American Express).
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(Online payment partner) We may use third-party payment providers (Payment Providers) to collect payments for Products. The processing of payments by the Payment Provider will be, in addition to these terms, subject to the terms, conditions and privacy policies of the Payment Provider and we are not liable for the security or performance of the Payment Provider. We reserve the right to correct, or to instruct our Payment Provider to correct, any errors or mistakes in collecting your payment.
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(Pricing errors) In the event that we discover an error or inaccuracy in the price at which your order was purchased (including shipping prices), we will attempt to contact you and inform you of this as soon as possible. You will then have the option of purchasing your order at the correct price, or cancelling your order. If you choose to cancel your order and payment has already been debited, the full amount will be credited back to your original method of payment.
5. Delivery and Shipping
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(Delivery Costs) Delivery costs will be added to the cart upon checkout. The prices displayed at checkout are inclusive of delivery to the address chosen by you.
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(Delivery Details) d.r.Patches may charge you for delivery at any time (notwithstanding that it may not have previously done so). Where prices are stated as inclusive of delivery:
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(International Orders) d.r.Patches reserves the right to refuse international orders. Approved international orders may be subject to customs and import duties upon reaching its country of destination. You will be responsible for paying all customs and import duties and acknowledge that failure to pay may result in your order being held at customs. We will not be liable for any costs you may incur in having your order released from customs, including reimbursing you for any customs or import duties you may pay.
6. Changes to Your Order
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6.1 CANCELLATION BY US
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We reserve the right to cancel your order for any reason, and will notify you of this as soon as possible. Where payment has already been debited, the full amount will be credited back to your original method of payment.
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6.2 CANCELLATION BY YOU
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You may cancel your Order up to the time that we confirm your Order in writing to you. Once we confirm your Order, your Order is binding and cannot be changed by you. However, our refunds and exchanges process in clause 6.3 may apply.
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6.3 RETURNS AND EXCHANGES
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(a) We do not offer change of mind returns.
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(b) We will provide a full refund of the price paid for a Product if we determine that:
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(c) (Faulty Products) The following process applies to any Product you believe to be faulty.
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If you believe your Product is faulty, please contact us using the details provided on our Website with a full description of the fault (including images).
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If we determine that your Product may be faulty, we will request that you send the Product back to us at your cost for further inspection, including any manuals, documentation or registration shipped with the Product. We reserve the right to further inspection before deeming a Product faulty.
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If we determine in our reasonable opinion that the Product is not faulty, or is faulty due to fair wear and tear, misuse, failure to use in accordance with the manufacturer's instructions, or failure to take reasonable care, we will refuse your return and send the Product back to you at your cost.
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If we determine that the Product is faulty, you will be credited the full amount paid (including shipping costs) and you may request a refund, exchange or store credit. All refunds will be credited back to your original method of payment unless you request otherwise and we approve this request.
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If you fail to comply with the provisions of this clause 6 in respect of a faulty Product, we may, in our absolute discretion, issue only a partial refund or no refund in respect of the faulty Product.
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Nothing in this clause 6 is intended to limit or otherwise affect the operation of any manufacturers' warranties which you may be entitled to or any of your rights which cannot be excluded under applicable law.
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7. INTELLECTUAL PROPERTY
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d.r.Patches retains all intellectual property rights in the design of the Products, including the labelling and packaging, or those rights are owned by a third party. You must not attempt to copy, reproduce, manufacture or otherwise commercialise the Products.
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In this clause, "intellectual property rights" means all copyright, trade mark, design, patent, semiconductor and circuit layout rights, trade, business, company and domain names, confidential and other proprietary rights, and any other rights to registration of such rights whether created before or after the date of these terms both in Australia and throughout the world.
8. THIRD PARTY SUPPLIERS
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We may do any of the following:
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Without further notice to or permission from you.
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To the maximum extent permitted under applicable law, we will not be liable for any acts or omissions of those third parties, including where such third parties cause delay or damage to any part of your Order, or are negligent in providing services or goods.
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9. COLLECTION NOTICE AND PRIVACY
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We collect personal information about you in order to provide you with our Products, to contact and communicate with you, to respond to your enquiries and for other purposes set out in our Privacy Policy.
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We may collect sensitive health information about you during the course of providing you Products or services on our Website. If we do, we only collect the information that you choose to provide us.
10. RATINGS AND REVIEWS
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You may rate a Product and/or may provide feedback on the Website regarding the Products or your experience with us (each a “Review”).
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Reviews can be viewed by any Website user and will remain viewable until the Product is removed or your Account is terminated.
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You must only provide true, fair and accurate information in your Reviews.
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If we consider that a Review is untrue, unfair, inaccurate, offensive or inappropriate, we may delete the Review and/or ban you from using the Website, or posting further Reviews. We do not undertake to review each Review made by a customer.
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To the maximum extent permitted by law, we are not responsible for the content of any Reviews.
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You may only write a Review about your own shopping experience or the Products you have purchased from us, which means that:
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(collectively referred to as a Shopping Experience).
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You may only write about your own Shopping Experience. You are not permitted to write a Review about somebody else’s Shopping Experience, such as that of a family member or friend
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Part B For When You Browse This Website…
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11. ACCESS AND USE OF THE WEBSITE
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You must only use the Website in accordance with these terms and any applicable laws, and must ensure that your employees, sub-contractors and any other agents who use or access the Website comply with these terms and any applicable laws.
12. YOUR OBLIGATIONS
You must not:
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Copy, mirror, reproduce, translate, adapt, vary, modify, sell, decipher or decompile any part or aspect of the Website without the express consent of d.r.Patches;
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Use the Website for any purpose other than the purposes of browsing, selecting or purchasing Products;
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Use, or attempt to use, the Website in a manner that is illegal or fraudulent or facilitates illegal or fraudulent activity;
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Use, or attempt to use, the Website in a manner that may interfere with, disrupt or create undue burden on the Website or the servers or networks that host the Website;
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Use the Website with the assistance of any automated scripting tool or software;
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Act in a way that may diminish or adversely impact the reputation of d.r.Patches, including by linking to the Website on any other website; and
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Attempt to breach the security of the Website, or otherwise interfere with the normal functions of the Website, including by:
13. INFORMATION ON THE WEBSITE
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While we make every effort to ensure that the information on the Website is as up-to-date and accurate as possible, you acknowledge and agree that we do not (to the maximum extent permitted by law) guarantee that:
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We reserve the right to change any information or functionality on the Website by updating the Website at any time without notice, including product descriptions, prices and other Website Content.
14. INTELLECTUAL PROPERTY
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d.r.Patches retains ownership of the Website and all materials on the Website (including text, graphics, logos, design, icons, images, sound and video recordings, pricing, downloads and software) (Website Content) and reserves all rights in any intellectual property rights owned or licensed by it not expressly granted to you.
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You may make a temporary electronic copy of all or part of the Website for the sole purpose of viewing it. You must not otherwise reproduce, transmit, adapt, distribute, sell, modify or publish the Website or any Website Content without prior written consent from d.r.Patches or as permitted by law.
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In this clause, "intellectual property rights" means all copyright, trade mark, design, patent, semiconductor and circuit layout rights, trade, business, company and domain names, confidential and other proprietary rights, and any other rights to registration of such rights whether created before or after the date of these terms both in Australia and throughout the world.
15. THIRD PARTY TERMS AND CONDITIONS
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The Customer acknowledges and agrees that third party terms & conditions (Third Party Terms) may apply.
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The Customer agrees to any Third Party Terms applicable to any third party goods and services, and d.r.Patches will not be liable for any loss or damage suffered by the Customer in connection with such Third Party Terms.
16. LINKS TO OTHER WEBSITES
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· The Website may contain links to other websites that are not our responsibility. We have no control over the content of any linked websites, and we are not responsible for that content.
· Inclusion of any linked website on the Website does not imply our approval or endorsement of the linked website.
17. THIRD PARTY PLATFORM
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This Website is powered by a third party platform and the terms and conditions of that third party may apply to your use of this Website to the extent applicable to you. Those terms can be accessed here: insert if known.
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To the maximum extent permitted under applicable law and our agreement with our third party platform provider, we will not be liable for any acts or omissions of that third party, including in relation to any fault or error of the Website or any issues experienced in placing Orders.
18. SECURITY
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d.r.Patches does not accept responsibility for loss or damage to computer systems, mobile phones or other electronic devices arising in connection with use of the Website. You should take your own precautions to ensure that the process that you employ for accessing the Website does not expose you to risk of viruses, malicious computer code or other forms of interference.
19. REPORTING MISUSE
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If you become aware of misuse of the Website by any person, any errors in the material on the Website or any difficulty in accessing or using the Website, please contact us immediately using the contact details or form provided on our Website.
Part C Liability And Other Legal Terms…
20. LIABILITY
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(Disclaimer) You acknowledge and agree that nothing on the Website, including the selling of the Products or the provision of free samples, is intended to constitute medical advice and should not be relied on as such. We accept no responsibility from any adverse effects from using the Products or the information provided to you on the Website or on any of the Products. You are responsible for determining whether the Products are suitable for your requirements, including whether the Products are appropriate or safe for any allergies, skin conditions or current health circumstances. By using a Product, including a free sample we provide to you, you acknowledge and agree that you have satisfied yourself completely on the suitability of the Products for yourself and that you have conducted your own research and enquiries before purchasing and/or using the Products.
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To the maximum extent permitted by applicable law, d.r.Patches limits all liability to any person for loss or damage of any kind, however arising whether in contract, tort (including negligence), statute, equity, indemnity or otherwise, arising from or relating in any way to this Website, these terms or any Products or services provided by d.r.Patches, is limited to the greater of:
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Claims for loss of or damage to Products in transit must be made against the carrier.
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Products sold by d.r.Patches, will have only the benefit of any warranty given, and insurance held, by the manufacturer.
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All other express or implied representations and warranties in relation to Products and the associated services performed by d.r.Patches are, to the maximum extent permitted by applicable law, excluded.
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Nothing in this agreement is intended to limit the operation of the Australian Consumer Law contained in the Competition and Consumer Act 2010 (Cth) (ACL). Under the ACL, you may be entitled to certain remedies (like a refund, replacement or repair) if there is a failure with the goods or services we provide.
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(Indemnity) You indemnify d.r.Patches and its employees and agents in respect of all liability for loss, damage or injury which is or may be suffered by any person arising from your or your representatives':
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(Consequential loss) To the maximum extent permitted by law, under no circumstances will d.r.Patches be liable for any incidental, special or consequential loss or damages, or damages for loss of data, business or business opportunity, goodwill, anticipated savings, profits or revenue arising under or in connection with this Website, these terms or any Products or services provided by d.r.Patches (except to the extent this liability cannot be excluded under the Competition and Consumer Act 2010 (Cth)).
21. FORCE MAJEURE
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If a party (Affected Party) becomes unable, wholly or in part, to carry out an obligation under this agreement (other than an obligation to pay money) due to a Force Majeure Event, the Affected Party must give to the other party prompt written notice of:
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Subject to compliance with clause 22(a), the relevant obligation will be suspended during the Force Majeure Event to the extent that it is affected by the Force Majeure Event.
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The Affected Party must use its best endeavours to overcome or remove the Force Majeure Event as quickly as possible.
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For the purposes of this agreement, a ‘Force Majeure Event’ means any:
22. GENERAL
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GOVERNING LAW AND JURISDICTION
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This agreement is governed by the law applying in Victoria, Australia. Each party irrevocably submits to the exclusive jurisdiction of the courts of Victoria, Australia and courts of appeal from them in respect of any proceedings arising out of or in connection with these terms. Each party irrevocably waives any objection to the venue of any legal process on the basis that the process has been brought in an inconvenient forum.
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·WAIVER
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No party to these terms may rely on the words or conduct of any other party as a waiver of any right unless the waiver is in writing and signed by the party granting the waiver.
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·SEVERANCE
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Any term of these terms which is wholly or partially void or unenforceable is severed to the extent that it is void or unenforceable. The validity and enforceability of the remainder of these terms is not limited or otherwise affected.
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JOINT AND SEVERAL LIABILITY
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An obligation or a liability assumed by, or a right conferred on, two or more persons binds or benefits them jointly and severally.
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ASSIGNMENT
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A party cannot assign, novate or otherwise transfer any of its rights or obligations under these terms without the prior written consent of the other party.
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COSTS
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Except as otherwise provided in these terms, each party must pay its own costs and expenses in connection with negotiating, preparing, executing and performing these terms.
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ENTIRE AGREEMENT
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This agreement embodies the entire agreement between the parties and supersedes any prior negotiation, conduct, arrangement, understanding or agreement, express or implied, in relation to the subject matter of these terms.
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· INTERPRETATION
23. NOTICES
· A notice or other communication to a party under this agreement must be:
· Unless the party sending the notice knows or reasonably ought to suspect that an email was not delivered to the other party's Email Address, notice will be taken to be given.
Payment Methods
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​Credit/Debit Cards
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PayPal
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Offline Payments